🇺🇸 United States

Spend your crypto in United States

Get a Zypto Premium VISA card eligible US residents can use wherever Visa is accepted, cash out to dollars at MoneyGram, plus mobile top-ups, gift cards, and the ability to buy, swap, and hold 24,000+ assets. One self-custodial wallet, and a crypto super app that works in the United States and 190+ countries.

Free · about 2 minutes to set up · no bank account needed

Self-custodial 24,000+ assets 20+ blockchains Pay in USD
Zypto app and Visa cards
24,000+Assets you can hold
$1M/moCard spend limit
MoneyGramCash out to dollars
100+Assets you can pay with
Start where you want

What do you want to do with your crypto in United States?

Crypto ownership is widespread across the United States, where a large share of adults hold or have held digital assets and many treat them as a mainstream part of how they invest. Card spending is the default for everyday purchases, so a card tied to your own self-custodial wallet fits naturally into how Americans already pay. Interest in stablecoins and in using crypto for real-world payments has grown steadily, and a single app that connects holdings to spending, mobile top-ups, and gift cards meets that demand. Card issuance is rolling out state by state, so availability depends on where you live.

Tap what you came for and we'll take you straight there. Every one of these runs from the free Zypto app, so wherever you start, you're one download away.

Up and running fast

From download to spending in three steps

No bank account, no waiting. Set up your self-custodial wallet and start using your crypto in United States the same day.

1

Download Zypto

Get the free app on iOS or Android and create your self-custodial wallet in minutes.

2

Add crypto

Buy with a card or Apple Pay, or receive crypto you already hold. 24,000+ assets supported.

3

Spend in United States

Get a Visa card, cash out to dollars and more, all settled locally.

Zypto Premium VISA card
Zypto Premium VISA Card

A Visa card that runs on your crypto

Load it from your wallet and use your crypto for real-world spending wherever Visa is accepted. You tap, Zypto converts in the background, and the merchant is paid in dollars. No bank in the middle.

$1MMonthly spend limit
$175KPer transaction
$0Monthly fee
  • Settle in dollars wherever Visa is accepted
  • Fund directly from 100+ crypto assets
  • Add to Apple Pay and Google Pay
  • Withdraw cash at ATMs

Card issuance is subject to eligibility and identity verification. Acceptance depends on the merchant and is not guaranteed everywhere Visa is shown.

Ready to put your crypto to work in United States? Get the app, free
More everyday uses

Cash, airtime and gifting covered

Cash out to dollars

Convert USDC to cash and collect it at MoneyGram locations across United States. Crypto in, dollars in hand.

USDC to cash

Mobile top-ups

Top up any major American carrier in seconds, straight from your crypto, for yourself or someone else.

Top up a phone

Gift cards

Buy gift cards with crypto for popular brands, or send value to friends and family abroad in a tap.

Browse gift cards

One wallet · 20+ blockchains · 24,000+ assets

Cryptocurrencies accepted as payment in Zypto App

Much more than a wallet

A crypto super app, not just a wallet

Spending is only half the story. Zypto is a self-custodial home for your whole crypto life: own it, move it, protect it, use it. Easy enough for your first wallet, powerful enough for everything after.

The Zypto app
24,000+

Assets, 20+ blockchains

Hold, send and receive across 20+ chains in one wallet. Your keys never leave your device.

1M+

Crosschain routes

Swap between assets and across chains without leaving the app.

130+

Ways to buy

Buy crypto with a card or Apple Pay, with 100+ local currency display options.

Rewards

Earn as you go

Earn rewards when you load, spend or refer friends to Zypto.

Self-custody by design

Your crypto stays yours

Zypto is self-custodial. You hold your own keys, so only you can move or spend your crypto, and Zypto never takes custody of your funds. Zypto SP ZOO operates under VASP licence RDWW-874.

Self-custodial You hold your keys Zypto never holds your funds VASP licence RDWW-874

Zypto tries to keep all information on this website up to date, but we cannot guarantee that nothing has changed since the last update. Product and feature availability varies by region and can change. If in doubt, please consult our customer support team.

Spending crypto in United States, answered

Does the Zypto Visa card work in the United States?

The Zypto Premium VISA Card is available to eligible residents and is accepted wherever Visa is accepted. You load it from your crypto and the merchant is paid in dollars. Card issuance is subject to identity verification, and acceptance depends on the merchant.

How do I turn crypto into dollars in the United States?

Convert USDC and collect cash at MoneyGram locations across United States, spend with the Zypto Visa card.

How do I start using crypto for real-world spending in the United States?

Download the Zypto app, create your self-custodial wallet, and add crypto by buying in-app or moving in assets you already hold. Once your wallet has a balance you can top up a phone, buy gift cards, and use the app's other features, all from a wallet you control.

Can I buy gift cards with crypto in the US?

Yes. You can use your crypto to buy digital gift cards for popular brands inside the app, for yourself or to send to family and friends. The recipient does not need to hold crypto, since they only use the gift card.

Can I hold US dollar stablecoins in the Zypto wallet?

Yes. You can buy, swap, and hold dollar-pegged stablecoins like USDC and USDT alongside 24,000+ other assets in your self-custodial wallet. Many people keep part of their balance in stablecoins for steadier value while staying ready to spend or send.

Which crypto can I use in the United States?

Bitcoin, stablecoins like USDC and USDT, and 100+ assets held in the Zypto wallet. If you need a different asset, you can swap in-app first.

Is Zypto self-custodial?

Yes. You hold your own keys and Zypto never takes custody of your funds. That also means you are responsible for your recovery phrase: if you lose it, Zypto cannot restore access to your wallet.

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Crypto you can actually use in United States

Download Zypto free and put your crypto to work today. Card, cash and more in one self-custodial app.

iOS · Android · Web · Free to download

What Zypto users say

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