Pay bills, cash out to pesos at MoneyGram, top up phones and buy gift cards straight from your crypto, and hold or swap 24,000+ assets across 20+ blockchains. One self-custodial wallet, and a crypto super app that works in the Philippines and 190+ countries.
Free · about 2 minutes to set up · no bank account needed
Few places lean on money sent home the way the Philippines does, with millions of households relying on income from relatives working overseas. That reality has made Filipinos quick to adopt faster, lower-cost ways to receive and manage value, and crypto has slotted naturally into a country where mobile wallets are already part of daily life. Dollar-pegged stablecoins are widely used as a steady way to hold and move funds, and many people treat their phone as the main place they keep and spend money. A self-custodial wallet that ties holdings to bills, cash, top-ups, and gift cards meets Filipinos where their everyday money habits already are.
Tap what you came for and we'll take you straight there. Every one of these runs from the free Zypto app, so wherever you start, you're one download away.
Pay utility, phone and other Philippine bills straight from your crypto.
Turn USDC into cash and collect it at MoneyGram locations across Philippines.
Top up any major Philippine carrier in seconds, paid for with crypto.
Buy gift cards with crypto for yourself, or send value to friends and family abroad.
Buy with a card or Apple Pay and hold 24,000+ assets across 20+ chains, self-custodial.
No bank account, no waiting. Set up your self-custodial wallet and start using your crypto in Philippines the same day.
Get the free app on iOS or Android and create your self-custodial wallet in minutes.
Buy with a card or Apple Pay, or receive crypto you already hold. 24,000+ assets supported.
Pay bills, cash out to pesos and more, all settled locally.
Pay utilities, phone and other supported Philippine bills straight from your crypto balance. You confirm in the app and the biller is settled in pesos, no bank account needed in the middle.
Convert USDC to cash and collect it at MoneyGram locations across Philippines. Crypto in, pesos in hand.
USDC to cashTop up any major Philippine carrier in seconds, straight from your crypto, for yourself or someone else.
Top up a phoneBuy gift cards with crypto for popular brands, or send value to friends and family abroad in a tap.
Browse gift cardsOne wallet · 20+ blockchains · 24,000+ assets
Cryptocurrencies accepted as payment in Zypto App
Spending is only half the story. Zypto is a self-custodial home for your whole crypto life: own it, move it, protect it, use it. Easy enough for your first wallet, powerful enough for everything after.
Hold, send and receive across 20+ chains in one wallet. Your keys never leave your device.
Swap between assets and across chains without leaving the app.
Buy crypto with a card or Apple Pay, with 100+ local currency display options.
Earn rewards when you load, spend or refer friends to Zypto.
Zypto is self-custodial. You hold your own keys, so only you can move or spend your crypto, and Zypto never takes custody of your funds. Zypto SP ZOO operates under VASP licence RDWW-874.
Zypto tries to keep all information on this website up to date, but we cannot guarantee that nothing has changed since the last update. Product and feature availability varies by region and can change. If in doubt, please consult our customer support team.
Yes. You can pay supported Philippine bills from your crypto balance in the Zypto app, with the biller settled in pesos.
Convert USDC and collect cash at MoneyGram locations across Philippines.
Yes. Because your assets sit in a self-custodial wallet, you can send crypto to anyone with a compatible wallet address, including relatives back home, and they receive it directly. You can also buy gift cards in the app to share with family, which works even for someone who does not use crypto. Speed and costs depend on the asset and network you choose.
Yes. Zypto lets you buy mobile top-ups for supported Philippine carriers straight from your wallet, which is a quick way to keep your own line active or to help a relative stay reachable. The carriers and amounts available are shown in the app. It works without needing a separate account with the carrier.
Download the Zypto app, set up your self-custodial wallet, and add a first amount by buying or swapping in the app or by receiving a transfer to your wallet address. Many Filipinos start with a small amount in a dollar-pegged stablecoin because its value stays steady while they learn how things work. From there you can pay supported bills, top up a phone, or buy gift cards at your own pace.
Bitcoin, stablecoins like USDC and USDT, and 100+ assets held in the Zypto wallet. If you need a different asset, you can swap in-app first.
Yes. You hold your own keys and Zypto never takes custody of your funds. That also means you are responsible for your recovery phrase: if you lose it, Zypto cannot restore access to your wallet.
Download Zypto free and put your crypto to work today. Bills, cash and more in one self-custodial app.
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