Pay your bills, top up phones and buy gift cards straight from your crypto, and hold or swap 24,000+ assets across 20+ blockchains. One self-custodial wallet, and a crypto super app that works in Costa Rica and 190+ countries.
Free · about 2 minutes to set up · no bank account needed
Costa Rica is one of Central America's most digitally connected countries, with widespread smartphone use and a tourism economy that keeps money moving across borders every day. Many families also rely on support sent home by relatives working abroad, so fast, low-cost ways to move value matter here. Crypto interest has grown steadily among younger Ticos and small business owners, who are comfortable managing money from a phone. With Zypto, people in Costa Rica can hold and grow their crypto in a self-custody wallet, pay everyday bills, top up local mobile lines, and buy gift cards, then put that value to work for real-world spending without depending on a single traditional provider.
Tap what you came for and we'll take you straight there. Every one of these runs from the free Zypto app, so wherever you start, you're one download away.
Pay utility, phone and other Costa Rican bills straight from your crypto.
Top up any major Costa Rican carrier in seconds, paid for with crypto.
Buy gift cards with crypto for yourself, or send value to friends and family abroad.
Buy with a card or Apple Pay and hold 24,000+ assets across 20+ chains, self-custodial.
No bank account, no waiting. Set up your self-custodial wallet and start using your crypto in Costa Rica the same day.
Get the free app on iOS or Android and create your self-custodial wallet in minutes.
Buy with a card or Apple Pay, or receive crypto you already hold. 24,000+ assets supported.
Pay bills, and more, all settled locally.
Pay utilities, phone and other supported Costa Rican bills straight from your crypto balance. You confirm in the app and the biller is settled in colones, no bank account needed in the middle.
Top up any major Costa Rican carrier in seconds, straight from your crypto, for yourself or someone else.
Top up a phoneBuy gift cards with crypto for popular brands, or send value to friends and family abroad in a tap.
Browse gift cardsOne wallet · 20+ blockchains · 24,000+ assets
Cryptocurrencies accepted as payment in Zypto App
Spending is only half the story. Zypto is a self-custodial home for your whole crypto life: own it, move it, protect it, use it. Easy enough for your first wallet, powerful enough for everything after.
Hold, send and receive across 20+ chains in one wallet. Your keys never leave your device.
Swap between assets and across chains without leaving the app.
Buy crypto with a card or Apple Pay, with 100+ local currency display options.
Earn rewards when you load, spend or refer friends to Zypto.
Zypto is self-custodial. You hold your own keys, so only you can move or spend your crypto, and Zypto never takes custody of your funds. Zypto SP ZOO operates under VASP licence RDWW-874.
Zypto tries to keep all information on this website up to date, but we cannot guarantee that nothing has changed since the last update. Product and feature availability varies by region and can change. If in doubt, please consult our customer support team.
Yes. You can pay supported Costa Rican bills from your crypto balance in the Zypto app, with the biller settled in colones.
Download the Zypto app, create your self-custody wallet, and either buy crypto in the app or move in assets you already hold. Once your wallet has a balance, you can pay bills, top up a phone, or buy gift cards straight away.
Yes. You can use your crypto to buy mobile top-ups for the main Costa Rican carriers from inside the app. It is a quick way to keep your own line active or to help a family member stay connected.
No. Zypto works directly from your self-custody wallet, so you do not need a traditional bank account to hold crypto, pay bills, or buy gift cards and top-ups. Everything runs from the app on your phone.
Bitcoin, stablecoins like USDC and USDT, and 100+ assets held in the Zypto wallet. If you need a different asset, you can swap in-app first.
Yes. You hold your own keys and Zypto never takes custody of your funds. That also means you are responsible for your recovery phrase: if you lose it, Zypto cannot restore access to your wallet.
Download Zypto free and put your crypto to work today. Bills, cash and more in one self-custodial app.
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