How to buy XRP with Zypto
Buy XRP in the Zypto App in about 60 seconds, with card, bank transfer or Apple and Google Pay. Held non-custodially from second one.
Buy XRP in six steps
Download Zypto App
Free on iOS, Android and web. No exchange account needed.
Create your wallet
Set up a non-custodial wallet, or import an existing one. Your keys stay on your device.
Tap Buy
Open the Buy flow from the home screen.
Choose XRP
Select XRP on the XRP Ledger network.
Pick amount & payment
From $10 in most regions. Pay by card, bank transfer or Apple and Google Pay.
Receive your XRP
XRP lands in your non-custodial wallet, ready to hold, swap or spend.
Ways to pay for XRP
Card
Visa and Mastercard. A payment-provider fee is shown at confirmation.
Apple Pay & Google Pay
Fast checkout in supported regions, subject to eligibility.
Bank transfer / SEPA
Lower-fee option across the EU and UK.
Local methods
Pix, Nequi and more by region, available in supported regions.
What to do with your XRP
Buying is step one. Here's everything Zypto lets you do next.
Hold XRP
Keep XRP in your non-custodial wallet, your keys, your coins.
XRP walletTrack the price
Live XRP price, chart and market data on the price page.
XRP priceSpend with a card
Use crypto for real-world spending wherever Visa is accepted.
Crypto cardsSwap to any chain
Move XRP into 24,000+ assets with cross-chain swaps in the app.
Multichain walletPay bills
Settle billers worldwide straight from your XRP balance.
Bill payBuy gift cards
Brand gift cards paid with your XRP balance.
Gift cardsAbout XRP, for buyers
XRP is the native asset of the XRP Ledger (XRPL), a payment-focused blockchain optimized for fast, low-cost cross-border value transfer. The ledger settles transactions in 3-5 seconds with sub-cent fees and is used by financial institutions for liquidity and remittance flows.
When you buy XRP in Zypto, you receive native XRP on the XRP Ledger network, delivered straight to a wallet you control. There's no exchange account holding your coins, and no separate withdrawal step.
Other ways to buy XRP
You can also buy XRP on centralized exchanges. The difference with Zypto is non-custodial delivery: your XRP lands directly in a wallet only you control, ready to use across the app, rather than sitting on an exchange you'd need to withdraw from. Both approaches work; this one keeps you in control from the start.
How to buy XRP, FAQs
What's the minimum amount of XRP I can buy?
In most regions you can buy from around $10, €10 or £10 worth of XRP. Exact minimums vary by region and payment method, and are shown before you confirm.
Which payment methods work for XRP?
Card (Visa, Mastercard), Apple Pay, Google Pay and bank transfer / SEPA in the EU and UK, plus local methods like Pix and Nequi in supported regions.
Is buying XRP in Zypto safe?
Zypto is non-custodial, so your XRP is delivered to a wallet only you control, with keys stored on your device. For extra protection you can pair the Vault Key Card.
Do I need to verify my identity?
Buying with fiat payment methods typically requires identity verification to meet regulations. Setting up the wallet itself does not.
What fees apply?
Card and Apple/Google Pay carry a payment-provider fee shown at confirmation. Bank transfer is typically lower-fee. Standard XRP Ledger network fees apply to on-chain transactions.
Can I sell or swap XRP in Zypto too?
Yes. You can swap XRP into 24,000+ assets in-app, or use it for real-world spending via the Zypto Premium Visa Card.
Buying other crypto with Zypto
Same flow, different asset. 33 assets covered and counting.