Pay bills, cash out to quetzales at MoneyGram, top up phones and buy gift cards straight from your crypto, and hold or swap 24,000+ assets across 20+ blockchains. One self-custodial wallet, and a crypto super app that works in Guatemala and 190+ countries.
Free · about 2 minutes to set up · no bank account needed
Guatemala sits at the heart of one of the largest money corridors between the United States and Central America, and support sent home by relatives working abroad is a daily lifeline for many households. Mobile money and phone-first finance have grown quickly, often reaching people who never held a traditional bank account. That makes practical, phone-based tools especially useful here. With Zypto, Guatemalans can hold and manage crypto in a self-custody wallet, pay everyday bills, top up local mobile lines, buy gift cards to send to family, and cash out to quetzales through MoneyGram. The goal is simple, keeping value in your own hands and putting it to use for real-world spending, all from one app.
Tap what you came for and we'll take you straight there. Every one of these runs from the free Zypto app, so wherever you start, you're one download away.
Pay utility, phone and other Guatemalan bills straight from your crypto.
Turn USDC into cash and collect it at MoneyGram locations across Guatemala.
Top up any major Guatemalan carrier in seconds, paid for with crypto.
Buy gift cards with crypto for yourself, or send value to friends and family abroad.
Buy with a card or Apple Pay and hold 24,000+ assets across 20+ chains, self-custodial.
No bank account, no waiting. Set up your self-custodial wallet and start using your crypto in Guatemala the same day.
Get the free app on iOS or Android and create your self-custodial wallet in minutes.
Buy with a card or Apple Pay, or receive crypto you already hold. 24,000+ assets supported.
Pay bills, cash out to quetzales and more, all settled locally.
Pay utilities, phone and other supported Guatemalan bills straight from your crypto balance. You confirm in the app and the biller is settled in quetzales, no bank account needed in the middle.
Convert USDC to cash and collect it at MoneyGram locations across Guatemala. Crypto in, quetzales in hand.
USDC to cashTop up any major Guatemalan carrier in seconds, straight from your crypto, for yourself or someone else.
Top up a phoneBuy gift cards with crypto for popular brands, or send value to friends and family abroad in a tap.
Browse gift cardsOne wallet · 20+ blockchains · 24,000+ assets
Cryptocurrencies accepted as payment in Zypto App
Spending is only half the story. Zypto is a self-custodial home for your whole crypto life: own it, move it, protect it, use it. Easy enough for your first wallet, powerful enough for everything after.
Hold, send and receive across 20+ chains in one wallet. Your keys never leave your device.
Swap between assets and across chains without leaving the app.
Buy crypto with a card or Apple Pay, with 100+ local currency display options.
Earn rewards when you load, spend or refer friends to Zypto.
Zypto is self-custodial. You hold your own keys, so only you can move or spend your crypto, and Zypto never takes custody of your funds. Zypto SP ZOO operates under VASP licence RDWW-874.
Zypto tries to keep all information on this website up to date, but we cannot guarantee that nothing has changed since the last update. Product and feature availability varies by region and can change. If in doubt, please consult our customer support team.
Yes. You can pay supported Guatemalan bills from your crypto balance in the Zypto app, with the biller settled in quetzales.
Convert USDC and collect cash at MoneyGram locations across Guatemala.
Yes. You can use your crypto to buy gift cards in the app and share them with relatives, whether they are in Guatemala or living overseas. It is a practical way to pass value to family for everyday shopping.
You can start small and add more whenever it suits you, which makes Zypto easy to try without committing a large amount up front. Bills, top-ups, and gift cards can all be covered from a modest wallet balance.
Yes. You can buy mobile top-ups for the main Guatemalan carriers using your crypto, directly in the app. It is a fast way to keep your own number active or to help a relative stay connected.
Bitcoin, stablecoins like USDC and USDT, and 100+ assets held in the Zypto wallet. If you need a different asset, you can swap in-app first.
Yes. You hold your own keys and Zypto never takes custody of your funds. That also means you are responsible for your recovery phrase: if you lose it, Zypto cannot restore access to your wallet.
Download Zypto free and put your crypto to work today. Bills, cash and more in one self-custodial app.
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