🇨🇴 Colombia

Spend your crypto in Colombia

Get a Visa card, pay anyone with Nequi, cash out to pesos and buy gift cards. One self-custodial wallet turns your crypto into everyday money in Colombia, and Zypto is a crypto super app that does far more besides.

Free · about 2 minutes to set up · no bank account needed

Self-custodial 24,000+ assets 20+ blockchains Pay in COP
Zypto app and Visa cards
NequiPay anyone in pesos
$1M/moCard spend limit
MoneyGramCash out to pesos
100+Assets you can pay with
Start where you want

What do you want to do with your crypto in Colombia?

Crypto use in Colombia has grown from the ground up, driven by families receiving money from relatives abroad and by people looking for a steadier way to hold value. Mobile wallets like Nequi are already woven into daily life, so paying a shop or a friend straight from a phone feels ordinary to millions of Colombians. Dollar-pegged stablecoins have become a large share of what people buy and hold, and the habit of scanning a code to pay translates easily to crypto. A self-custodial wallet that links those holdings to local payments, cash, and everyday needs fits a country that already does much of its money management on a phone.

Tap what you came for and we'll take you straight there. Every one of these runs from the free Zypto app, so wherever you start, you're one download away.

Up and running fast

From download to spending in three steps

No bank account, no waiting. Set up your self-custodial wallet and start using your crypto in Colombia the same day.

1

Download Zypto

Get the free app on iOS or Android and create your self-custodial wallet in minutes.

2

Add crypto

Buy with a card or Apple Pay, or receive crypto you already hold. 24,000+ assets supported.

3

Spend in Colombia

Get a Visa card, pay anyone with Nequi, cash out to pesos and more, all settled locally.

Zypto Premium VISA card
Zypto Premium VISA Card

A Visa card that runs on your crypto

Load it from your wallet and use your crypto for real-world spending wherever Visa is accepted. You tap, Zypto converts in the background, and the merchant is paid in pesos. No bank in the middle.

$1MMonthly spend limit
$175KPer transaction
$0Monthly fee
  • Settle in pesos wherever Visa is accepted
  • Fund directly from 100+ crypto assets
  • Add to Apple Pay and Google Pay
  • Withdraw cash at ATMs

Card issuance is subject to eligibility and identity verification. Acceptance depends on the merchant and is not guaranteed everywhere Visa is shown.

Paying with Nequi in the Zypto app
Pay anyone

Pay anyone with Nequi, straight from crypto

Hold stablecoins in Zypto and pay merchants or people across Colombia over Nequi. Confirm with crypto, and the recipient gets pesos. No bank account in the middle, and no manual off-ramping first.

1Hold crypto in ZyptoKeep USDC, USDT or any asset in your self-custodial wallet, ready to spend.
2Choose NequiPay a merchant or send to a person using Nequi.
3Paid in pesosConfirm with crypto and the recipient is paid in pesos.
Ready to put your crypto to work in Colombia? Get the app, free
More everyday uses

Cash, airtime and gifting covered

Cash out to pesos

Convert USDC to cash and collect it at MoneyGram locations across Colombia. Crypto in, pesos in hand.

USDC to cash

Mobile top-ups

Top up any major Colombian carrier in seconds, straight from your crypto, for yourself or someone else.

Top up a phone

Gift cards

Buy gift cards with crypto for popular brands, or send value to friends and family abroad in a tap.

Browse gift cards

One wallet · 20+ blockchains · 24,000+ assets

Cryptocurrencies accepted as payment in Zypto App

Much more than a wallet

A crypto super app, not just a wallet

Spending is only half the story. Zypto is a self-custodial home for your whole crypto life: own it, move it, protect it, use it. Easy enough for your first wallet, powerful enough for everything after.

The Zypto app
24,000+

Assets, 20+ blockchains

Hold, send and receive across 20+ chains in one wallet. Your keys never leave your device.

1M+

Crosschain routes

Swap between assets and across chains without leaving the app.

130+

Ways to buy

Buy crypto with a card or Apple Pay, with 100+ local currency display options.

Rewards

Earn as you go

Earn rewards when you load, spend or refer friends to Zypto.

Self-custody by design

Your crypto stays yours

Zypto is self-custodial. You hold your own keys, so only you can move or spend your crypto, and Zypto never takes custody of your funds. Zypto SP ZOO operates under VASP licence RDWW-874.

Self-custodial You hold your keys Zypto never holds your funds VASP licence RDWW-874

Zypto tries to keep all information on this website up to date, but we cannot guarantee that nothing has changed since the last update. Product and feature availability varies by region and can change. If in doubt, please consult our customer support team.

Spending crypto in Colombia, answered

Can I pay with Nequi using crypto in Colombia?

Yes. Hold stablecoins or other assets in Zypto and pay a merchant or person over Nequi. You confirm with crypto, and the recipient is paid in pesos. No bank account is needed in the middle.

Does the Zypto Visa card work in Colombia?

The Zypto Premium VISA Card is available to eligible residents and is accepted wherever Visa is accepted. You load it from your crypto and the merchant is paid in pesos. Card issuance is subject to identity verification, and acceptance depends on the merchant.

How do I turn crypto into pesos in Colombia?

Convert USDC and collect cash at MoneyGram locations across Colombia, spend with the Zypto Visa card, or pay over Nequi so the recipient receives pesos.

Can I top up a Colombian mobile phone with my crypto?

Yes. Zypto lets you buy mobile top-ups for supported Colombian carriers directly from your wallet, which is a quick way to keep your own line active or to send credit to a family member. The available carriers and amounts are shown in the app. It works without needing a separate account with the carrier.

Can I buy gift cards in Zypto to share with family in Colombia?

Yes. You can buy digital gift cards inside the app using your crypto and pass the code to a relative or friend, which is a practical way to share value for everyday brands. It works even for someone who does not hold crypto, since they only need the gift card itself. Brands and amounts vary, so check the current selection in the app.

I have never held crypto before. How do I get started in Colombia?

Download the Zypto app, create your self-custodial wallet, and add your first funds by buying or swapping in the app or by receiving a transfer to your wallet address. Many Colombians begin with a small amount in a dollar-pegged stablecoin so the value stays steady while they get comfortable. From there you can explore the everyday features at your own pace.

Which crypto can I use in Colombia?

Bitcoin, stablecoins like USDC and USDT, and 100+ assets held in the Zypto wallet. If you need a different asset, you can swap in-app first.

Is Zypto self-custodial?

Yes. You hold your own keys and Zypto never takes custody of your funds. That also means you are responsible for your recovery phrase: if you lose it, Zypto cannot restore access to your wallet.

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Crypto you can actually use in Colombia

Download Zypto free and put your crypto to work today. Card, Nequi, cash and more in one self-custodial app.

iOS · Android · Web · Free to download

What Zypto users say

Excellent 4.7 based on 220 reviews Read all reviews on Trustpilot