How to buy Stellar with Zypto
Buy XLM in the Zypto App in about 60 seconds, with card, bank transfer or Apple and Google Pay. Held non-custodially from second one.
Buy Stellar in six steps
Download Zypto App
Free on iOS, Android and web. No exchange account needed.
Create your wallet
Set up a non-custodial wallet, or import an existing one. Your keys stay on your device.
Tap Buy
Open the Buy flow from the home screen.
Choose Stellar
Select XLM on the Stellar network.
Pick amount & payment
From $10 in most regions. Pay by card, bank transfer or Apple and Google Pay.
Receive your XLM
Stellar lands in your non-custodial wallet, ready to hold, swap or spend.
Ways to pay for Stellar
Card
Visa and Mastercard. A payment-provider fee is shown at confirmation.
Apple Pay & Google Pay
Fast checkout in supported regions, subject to eligibility.
Bank transfer / SEPA
Lower-fee option across the EU and UK.
Local methods
Pix, Nequi and more by region, available in supported regions.
What to do with your Stellar
Buying is step one. Here's everything Zypto lets you do next.
Hold Stellar
Keep XLM in your non-custodial wallet, your keys, your coins.
Stellar walletTrack the price
Live XLM price, chart and market data on the price page.
XLM priceSpend with a card
Use crypto for real-world spending wherever Visa is accepted.
Crypto cardsSwap to any chain
Move XLM into 24,000+ assets with cross-chain swaps in the app.
Multichain walletPay bills
Settle billers worldwide straight from your XLM balance.
Bill payBuy gift cards
Brand gift cards paid with your XLM balance.
Gift cardsAbout Stellar, for buyers
Stellar (XLM) is a payment-focused blockchain optimized for fast, low-cost cross-border value transfer and stablecoin settlement. The network is used by remittance providers, NGOs and financial institutions for on-chain dollar transfers.
When you buy Stellar in Zypto, you receive native XLM on the Stellar network, delivered straight to a wallet you control. There's no exchange account holding your coins, and no separate withdrawal step.
Other ways to buy Stellar
You can also buy Stellar on centralized exchanges. The difference with Zypto is non-custodial delivery: your XLM lands directly in a wallet only you control, ready to use across the app, rather than sitting on an exchange you'd need to withdraw from. Both approaches work; this one keeps you in control from the start.
How to buy Stellar, FAQs
What's the minimum amount of Stellar I can buy?
In most regions you can buy from around $10, €10 or £10 worth of XLM. Exact minimums vary by region and payment method, and are shown before you confirm.
Which payment methods work for Stellar?
Card (Visa, Mastercard), Apple Pay, Google Pay and bank transfer / SEPA in the EU and UK, plus local methods like Pix and Nequi in supported regions.
Is buying Stellar in Zypto safe?
Zypto is non-custodial, so your XLM is delivered to a wallet only you control, with keys stored on your device. For extra protection you can pair the Vault Key Card.
Do I need to verify my identity?
Buying with fiat payment methods typically requires identity verification to meet regulations. Setting up the wallet itself does not.
What fees apply?
Card and Apple/Google Pay carry a payment-provider fee shown at confirmation. Bank transfer is typically lower-fee. Standard Stellar network fees apply to on-chain transactions.
Can I sell or swap Stellar in Zypto too?
Yes. You can swap XLM into 24,000+ assets in-app, or use it for real-world spending via the Zypto Premium Visa Card.
Buying other crypto with Zypto
Same flow, different asset. 33 assets covered and counting.