🇳🇬 Nigeria

Spend your crypto in Nigeria

Convert your holdings and cash out to naira at MoneyGram, top up mobile airtime, buy gift cards, and buy, swap, and hold across your portfolio. It all runs from one self-custodial wallet inside a crypto super app that works in Nigeria and 190+ countries.

Free · about 2 minutes to set up · no bank account needed

Self-custodial 24,000+ assets 20+ blockchains Pay in NGN
Zypto app and Visa cards
24,000+Assets you can hold
20+Blockchains supported
MoneyGramCash out to naira
100+Assets you can pay with
Start where you want

What do you want to do with your crypto in Nigeria?

Nigeria has some of the most active grassroots crypto use anywhere, with everyday people trading peer-to-peer and turning to digital assets when the naira moves and banking access is limited. Remittances from the diaspora are a major part of household income, and crypto rails let that value arrive quickly and cheaply. A wallet that links those holdings to local cash and airtime fits how many Nigerians already manage money.

Tap what you came for and we'll take you straight there. Every one of these runs from the free Zypto app, so wherever you start, you're one download away.

Up and running fast

From download to spending in three steps

No bank account, no waiting. Set up your self-custodial wallet and start using your crypto in Nigeria the same day.

1

Download Zypto

Get the free app on iOS or Android and create your self-custodial wallet in minutes.

2

Add crypto

Buy with a card or Apple Pay, or receive crypto you already hold. 24,000+ assets supported.

3

Spend in Nigeria

Cash out to naira and more, all settled locally.

Ready to put your crypto to work in Nigeria? Get the app, free
More everyday uses

Cash, airtime and gifting covered

Cash out to naira

Convert USDC to cash and collect it at MoneyGram locations across Nigeria. Crypto in, naira in hand.

USDC to cash

Mobile top-ups

Top up any major Nigerian carrier in seconds, straight from your crypto, for yourself or someone else.

Top up a phone

Gift cards

Buy gift cards with crypto for popular brands, or send value to friends and family abroad in a tap.

Browse gift cards

One wallet · 20+ blockchains · 24,000+ assets

Cryptocurrencies accepted as payment in Zypto App

Much more than a wallet

A crypto super app, not just a wallet

Spending is only half the story. Zypto is a self-custodial home for your whole crypto life: own it, move it, protect it, use it. Easy enough for your first wallet, powerful enough for everything after.

The Zypto app
24,000+

Assets, 20+ blockchains

Hold, send and receive across 20+ chains in one wallet. Your keys never leave your device.

1M+

Crosschain routes

Swap between assets and across chains without leaving the app.

130+

Ways to buy

Buy crypto with a card or Apple Pay, with 100+ local currency display options.

Rewards

Earn as you go

Earn rewards when you load, spend or refer friends to Zypto.

Self-custody by design

Your crypto stays yours

Zypto is self-custodial. You hold your own keys, so only you can move or spend your crypto, and Zypto never takes custody of your funds. Zypto SP ZOO operates under VASP licence RDWW-874.

Self-custodial You hold your keys Zypto never holds your funds VASP licence RDWW-874

Zypto tries to keep all information on this website up to date, but we cannot guarantee that nothing has changed since the last update. Product and feature availability varies by region and can change. If in doubt, please consult our customer support team.

Spending crypto in Nigeria, answered

How do I turn crypto into naira in Nigeria?

Convert USDC and collect cash at MoneyGram locations across Nigeria.

Can I receive my crypto as naira cash in Nigeria?

Zypto lets you convert eligible assets and collect the value as naira cash at a MoneyGram location. Identity verification, eligibility, and applicable limits apply, and the amount you receive reflects the rate at the time of the transaction.

Which crypto can I use in Nigeria?

Bitcoin, stablecoins like USDC and USDT, and 100+ assets held in the Zypto wallet. If you need a different asset, you can swap in-app first.

Is Zypto self-custodial?

Yes. You hold your own keys and Zypto never takes custody of your funds. That also means you are responsible for your recovery phrase: if you lose it, Zypto cannot restore access to your wallet.

Share
Get started

Crypto you can actually use in Nigeria

Download Zypto free and put your crypto to work today. Cash and more in one self-custodial app.

iOS · Android · Web · Free to download

What Zypto users say

Excellent 4.7 based on 220 reviews Read all reviews on Trustpilot