🇵🇦 Panama

Spend your crypto in Panama

Buy gift cards to use or send to people abroad, top up mobile plans, and buy, swap, and hold 24,000+ assets across 20+ chains, all from one self-custodial wallet. Zypto is a crypto super app that works in Panama and 190+ countries.

Free · about 2 minutes to set up · no bank account needed

Self-custodial 24,000+ assets 20+ blockchains Pay in USD
Zypto app and Visa cards
24,000+Assets you can hold
20+Blockchains supported
190+Countries supported
100+Assets you can pay with
Start where you want

What do you want to do with your crypto in Panama?

Panama has built its identity as a regional finance and trade hub, with a long-dollarized economy that has made people here comfortable thinking in US dollars for everyday life. That dollar habit carries naturally into dollar-pegged stablecoins, which feel familiar to a population already used to moving value across borders for business and family. Panama City has been openly exploring crypto for everyday payments, and that public momentum has helped digital assets feel like a practical option rather than a novelty. A self-custodial wallet that links those holdings to gift cards you can use at home or send to people abroad, plus mobile top-ups, fits the cross-border, dollar-minded way Panamanians already handle money.

Tap what you came for and we'll take you straight there. Every one of these runs from the free Zypto app, so wherever you start, you're one download away.

Up and running fast

From download to spending in three steps

No bank account, no waiting. Set up your self-custodial wallet and start using your crypto in Panama the same day.

1

Download Zypto

Get the free app on iOS or Android and create your self-custodial wallet in minutes.

2

Add crypto

Buy with a card or Apple Pay, or receive crypto you already hold. 24,000+ assets supported.

3

Spend in Panama

And more, all settled locally.

Ready to put your crypto to work in Panama? Get the app, free
More everyday uses

Cash, airtime and gifting covered

Mobile top-ups

Top up any major Panamanian carrier in seconds, straight from your crypto, for yourself or someone else.

Top up a phone

Gift cards

Buy gift cards with crypto for popular brands, or send value to friends and family abroad in a tap.

Browse gift cards

One wallet · 20+ blockchains · 24,000+ assets

Cryptocurrencies accepted as payment in Zypto App

Much more than a wallet

A crypto super app, not just a wallet

Spending is only half the story. Zypto is a self-custodial home for your whole crypto life: own it, move it, protect it, use it. Easy enough for your first wallet, powerful enough for everything after.

The Zypto app
24,000+

Assets, 20+ blockchains

Hold, send and receive across 20+ chains in one wallet. Your keys never leave your device.

1M+

Crosschain routes

Swap between assets and across chains without leaving the app.

130+

Ways to buy

Buy crypto with a card or Apple Pay, with 100+ local currency display options.

Rewards

Earn as you go

Earn rewards when you load, spend or refer friends to Zypto.

Self-custody by design

Your crypto stays yours

Zypto is self-custodial. You hold your own keys, so only you can move or spend your crypto, and Zypto never takes custody of your funds. Zypto SP ZOO operates under VASP licence RDWW-874.

Self-custodial You hold your keys Zypto never holds your funds VASP licence RDWW-874

Zypto tries to keep all information on this website up to date, but we cannot guarantee that nothing has changed since the last update. Product and feature availability varies by region and can change. If in doubt, please consult our customer support team.

Spending crypto in Panama, answered

Can I hold dollar-pegged stablecoins in the Zypto wallet in Panama?

Yes. Zypto lets you buy, swap, and hold 24,000+ assets across 20+ chains, including dollar-pegged stablecoins, from one self-custodial wallet. You can then use the crypto you hold to buy gift cards and top up mobile plans, all in the same app. Self-custodial means you hold the keys, so your assets stay under your control.

Which crypto can I use in Panama?

Bitcoin, stablecoins like USDC and USDT, and 100+ assets held in the Zypto wallet. If you need a different asset, you can swap in-app first.

Is Zypto self-custodial?

Yes. You hold your own keys and Zypto never takes custody of your funds. That also means you are responsible for your recovery phrase: if you lose it, Zypto cannot restore access to your wallet.

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Crypto you can actually use in Panama

Download Zypto free and put your crypto to work today. Cash and more in one self-custodial app.

iOS · Android · Web · Free to download

What Zypto users say

Excellent 4.7 based on 220 reviews Read all reviews on Trustpilot