🇲🇨 Monaco

Spend your crypto in Monaco

Buy gift cards to use or send to people abroad, top up mobile plans, and buy, swap, and hold 24,000+ assets across 20+ chains, all from one self-custodial wallet. Zypto is a crypto super app that works in Monaco and 190+ countries.

Free · about 2 minutes to set up · no bank account needed

Self-custodial 24,000+ assets 20+ blockchains Pay in EUR
Zypto app and Visa cards
24,000+Assets you can hold
20+Blockchains supported
190+Countries supported
100+Assets you can pay with
Start where you want

What do you want to do with your crypto in Monaco?

Monaco packs an extraordinarily international community into a tiny stretch of coast, where residents from many countries live side by side and global finance is part of the everyday backdrop. That sophistication shows in how people approach digital assets, with growing curiosity about holding crypto directly rather than only through intermediaries, and an appreciation for tools that put control in the owner's hands. The Monégasque setting rewards anyone who moves between countries and currencies, and a steady, self-directed way to hold value travels well across borders. A self-custodial wallet that lets residents and the wider international community hold thousands of assets, including stablecoins, top up mobile lines, and buy gift cards speaks to a community that values both discretion and control over its own money.

Tap what you came for and we'll take you straight there. Every one of these runs from the free Zypto app, so wherever you start, you're one download away.

Up and running fast

From download to spending in three steps

No bank account, no waiting. Set up your self-custodial wallet and start using your crypto in Monaco the same day.

1

Download Zypto

Get the free app on iOS or Android and create your self-custodial wallet in minutes.

2

Add crypto

Buy with a card or Apple Pay, or receive crypto you already hold. 24,000+ assets supported.

3

Spend in Monaco

And more, all settled locally.

Ready to put your crypto to work in Monaco? Get the app, free
More everyday uses

Cash, airtime and gifting covered

Mobile top-ups

Top up any major Monégasque carrier in seconds, straight from your crypto, for yourself or someone else.

Top up a phone

Gift cards

Buy gift cards with crypto for popular brands, or send value to friends and family abroad in a tap.

Browse gift cards

One wallet · 20+ blockchains · 24,000+ assets

Cryptocurrencies accepted as payment in Zypto App

Much more than a wallet

A crypto super app, not just a wallet

Spending is only half the story. Zypto is a self-custodial home for your whole crypto life: own it, move it, protect it, use it. Easy enough for your first wallet, powerful enough for everything after.

The Zypto app
24,000+

Assets, 20+ blockchains

Hold, send and receive across 20+ chains in one wallet. Your keys never leave your device.

1M+

Crosschain routes

Swap between assets and across chains without leaving the app.

130+

Ways to buy

Buy crypto with a card or Apple Pay, with 100+ local currency display options.

Rewards

Earn as you go

Earn rewards when you load, spend or refer friends to Zypto.

Self-custody by design

Your crypto stays yours

Zypto is self-custodial. You hold your own keys, so only you can move or spend your crypto, and Zypto never takes custody of your funds. Zypto SP ZOO operates under VASP licence RDWW-874.

Self-custodial You hold your keys Zypto never holds your funds VASP licence RDWW-874

Zypto tries to keep all information on this website up to date, but we cannot guarantee that nothing has changed since the last update. Product and feature availability varies by region and can change. If in doubt, please consult our customer support team.

Spending crypto in Monaco, answered

Why would I use a self-custodial wallet to hold crypto in Monaco?

With a self-custodial wallet you hold your own keys, which means you control your assets directly rather than relying on a third party to hold them for you. For an internationally minded community, that control travels well across borders and currencies. Zypto lets you hold thousands of assets, including dollar-pegged stablecoins, swap between them, and use the same wallet for gift cards and mobile top-ups.

Can I hold a range of assets and stablecoins in one Zypto wallet?

Yes. You can buy, swap, and hold thousands of assets in a single self-custodial wallet, from major coins to dollar-pegged stablecoins like USDC and USDT. Many people keep part of their balance in stablecoins for steadier value, then move into other assets when they choose. Everything sits in one app, and you keep control of your own keys.

How do I add my first funds to Zypto?

After you download the app and set up your self-custodial wallet, you can add crypto by buying or swapping inside the app, or by moving in assets you already hold from another wallet or exchange. Once your wallet has a balance, you can hold and track assets, buy gift cards, or top up a mobile line, all from the same place.

Which crypto can I use in Monaco?

Bitcoin, stablecoins like USDC and USDT, and 100+ assets held in the Zypto wallet. If you need a different asset, you can swap in-app first.

Is Zypto self-custodial?

Yes. You hold your own keys and Zypto never takes custody of your funds. That also means you are responsible for your recovery phrase: if you lose it, Zypto cannot restore access to your wallet.

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Crypto you can actually use in Monaco

Download Zypto free and put your crypto to work today. Cash and more in one self-custodial app.

iOS · Android · Web · Free to download

What Zypto users say

Excellent 4.7 based on 220 reviews Read all reviews on Trustpilot