Best XDC Network (XDC) wallet app for real use
XDC · Multichain networkLooking for a XDC Network wallet or a XDC wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold XDC on the Multichain network, swap into 24,000+ assets, connect to dApps, top up the Zypto Premium Visa Card, pay bills and buy gift cards. All from one app, with your keys staying on your device.
Why Zypto is the best XDC Network (XDC) wallet for everyday use
Most XDC Network wallets do one thing: hold XDC. Zypto App is a full DeFi wallet built for actually using it. Hold XDC non-custodially on the Multichain network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first XDC Network wallet app or your first XDC wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
XDC Network wallet for beginners and the best XDC wallet app
New to XDC Network? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working XDC wallet in under a minute. Add your first XDC by receiving from another wallet, or by buying in-app where supported.
From zero to using XDC Network
Get the app
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add XDC
Receive XDC from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
How safe is your XDC Network in Zypto App?
Zypto App is non-custodial. Your private keys are generated and stored on your device. Zypto never has access to your XDC, and every transaction is signed locally. For higher security, pair with the Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing keys to the internet.
What is XDC Network?
XDC Network is a layer-1 blockchain aimed at international trade and finance use cases. It is designed for fast, low-cost transactions and supports smart contracts, with a focus on tokenizing real-world assets and supporting trade-finance applications. The XDC coin powers the network, paying for transactions and securing it through a delegated proof-of-stake consensus. The project emphasizes enterprise-grade features such as validator identity checks suited to regulated use. Its orientation toward trade finance and real-world assets shapes its place in the market. You can follow the XDC Network price and hold XDC in a self-custody wallet.
What you can do with XDC Network in Zypto
Every feature works directly with your XDC balance. No selling, no exchange roundtrips.
Use a Crypto Visa Card
Top up the Zypto Premium Visa Card with XDC and use it wherever Visa is accepted. Physical or virtual.
Crypto cardsPay bills with XDC Network
Settle utility bills and mobile contracts with billers worldwide, paid from your XDC balance.
Bill payBuy gift cards with XDC
Gift cards from popular brands, paid in XDC Network. Settle in-app, redeem instantly.
Gift cardsTop up any phone
Send mobile credit across many countries in seconds. Pay with XDC, recipient gets local airtime.
Mobile top-upsCross-chain swaps
Swap XDC Network into 24,000+ assets across 20+ chains. No bridges, no second wallet, all in one tap.
Multichain walletVault Key Card cold storage
Card-based cold-wallet hardware. NFC-tap to sign XDC Network transactions, keys never touch the internet.
Vault Key CardPay via KuCoin Pay
Move and pay with XDC across the KuCoin Pay network, straight from your non-custodial Zypto wallet.
KuCoin PayHold any of these alongside XDC Network
Cross-chain swaps mean your XDC can become any of these in two taps.
662+ dedicated wallet pages
XDC Network wallet FAQs
What's the best XDC Network wallet app?
That depends on what you want to do with your XDC. If you're holding only, any non-custodial wallet works. If you also want to use XDC Network for real-world spending through the Zypto Premium Visa Card, pay bills, top up phones, or swap into other assets, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto XDC Network wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your XDC. Every transaction is signed locally on your device before it reaches the network.
Can I use XDC Network for real-world spending without selling it?
Through the Zypto Premium Visa Card, your XDC balance is converted at the point of sale, so you use the value of your crypto for real-world spending wherever Visa is accepted, subject to eligibility and applicable limits. You can also swap XDC into stablecoins in-app for bill pay or gift cards.
Which chains can I swap XDC Network into?
20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON. Cross-chain swaps happen inside the Zypto App, no separate wallets required.
How do I back up my XDC Network wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For higher security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) are region-restricted. Check the support center for your country's specific availability.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.