Raydium (RAY), held the way you control it
RAY · Multichain networkLooking for a Raydium wallet or a RAY wallet app that does more than just hold? Zypto App is a non-custodial multichain DeFi wallet where you can hold RAY on the Multichain network, swap into 24,000+ assets, connect to dApps, top up the Zypto Premium Visa Card, pay bills and buy gift cards. All from one app, with your keys staying on your device.
What makes Zypto the right place for your Raydium (RAY)
Most Raydium wallets do one thing: hold RAY. Zypto App is a full DeFi wallet built for actually using it. Hold RAY non-custodially on the Multichain network, swap into 24,000+ assets across 20+ chains via in-app DEX integrations, connect to dApps with WalletConnect, and use the value through the Zypto Premium Visa Card and Zypto's bill-pay and gift-card surfaces.
Whether you're new and looking for your first Raydium wallet app or your first RAY wallet, or an experienced DeFi user who wants one wallet for holding, swapping and real-world spending, Zypto is built for both, without sacrificing self-custody.
New to Raydium? Start here with the right RAY wallet
New to Raydium? You don't need an exchange account to get a wallet. Download Zypto App, generate your recovery phrase, and you have a working RAY wallet in under a minute. Add your first RAY by receiving from another wallet, or by buying in-app where supported.
From zero to using Raydium
Get the app
Download Zypto App on iOS or Android. Generate your recovery phrase. Your keys stay on your device.
Add RAY
Receive RAY from another wallet, or buy in-app where supported.
Use it everywhere
Top up the Zypto Premium Visa Card, swap into other assets, pay bills, or buy gift cards.
RAY security in Zypto: where your keys actually live
Zypto App is non-custodial. Your private keys are generated and stored on your device. Zypto never has access to your RAY, and every transaction is signed locally. For higher security, pair with the Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing keys to the internet.
What is Raydium?
Raydium is an automated market maker and liquidity provider built on Solana. It lets users swap tokens and supply liquidity directly from their wallets, and it was an early bridge between Solana projects and on-chain trading. The RAY token is used for governance, staking, and incentives across the protocol. Raydium has become a core piece of Solana's decentralized finance ecosystem, supporting trading, yield farming, and token launches. Its speed and low fees reflect the broader strengths of the Solana network it runs on. You can follow the Raydium price and hold RAY in a self-custody wallet.
Real things to do with your RAY
Every feature works directly with your RAY balance. No selling, no exchange roundtrips.
Use a Crypto Visa Card
Top up the Zypto Premium Visa Card with RAY and use it wherever Visa is accepted. Physical or virtual.
Crypto cardsPay bills with Raydium
Settle utility bills and mobile contracts with billers worldwide, paid from your RAY balance.
Bill payBuy gift cards with RAY
Gift cards from popular brands, paid in Raydium. Settle in-app, redeem instantly.
Gift cardsTop up any phone
Send mobile credit across many countries in seconds. Pay with RAY, recipient gets local airtime.
Mobile top-upsCross-chain swaps
Swap Raydium into 24,000+ assets across 20+ chains. No bridges, no second wallet, all in one tap.
Multichain walletVault Key Card cold storage
Card-based cold-wallet hardware. NFC-tap to sign Raydium transactions, keys never touch the internet.
Vault Key CardPay via KuCoin Pay
Move and pay with RAY across the KuCoin Pay network, straight from your non-custodial Zypto wallet.
KuCoin PayOther assets worth holding next to RAY
Cross-chain swaps mean your RAY can become any of these in two taps.
662+ dedicated wallet pages
RAY wallet questions, answered
What's the best Raydium wallet app?
That depends on what you want to do with your RAY. If you're holding only, any non-custodial wallet works. If you also want to use Raydium for real-world spending through the Zypto Premium Visa Card, pay bills, top up phones, or swap into other assets, Zypto App is purpose-built for that while still being fully non-custodial.
Is the Zypto Raydium wallet non-custodial?
Yes. Your private keys are generated and stored on your device. Zypto never has access to your RAY. Every transaction is signed locally on your device before it reaches the network.
Can I use Raydium for real-world spending without selling it?
Through the Zypto Premium Visa Card, your RAY balance is converted at the point of sale, so you use the value of your crypto for real-world spending wherever Visa is accepted, subject to eligibility and applicable limits. You can also swap RAY into stablecoins in-app for bill pay or gift cards.
Which chains can I swap Raydium into?
20+ chains including Ethereum, Solana, Polygon, Arbitrum, Optimism, BNB Chain and TRON. Cross-chain swaps happen inside the Zypto App, no separate wallets required.
How do I back up my Raydium wallet?
During setup, Zypto App generates a 12-word recovery phrase. Write it down and store it offline somewhere safe. For higher security, pair Zypto App with a Vault Key Card, the card-based cold-wallet hardware that signs transactions over NFC without exposing your keys to the internet.
Is Zypto App available in my country?
The wallet itself is available globally on iOS, Android and web. Some features (in-app buying, the Zypto Premium Visa Card) are region-restricted. Check the support center for your country's specific availability.
Is Zypto App free?
The app is free to download and use. Standard network fees apply to on-chain transactions. Card and bill-pay services carry transparent transaction fees published in the app.