Pay bills with crypto, all over the world
The easiest way to pay your bills with Bitcoin (BTC), Ethereum (ETH), XRP and 100+ other cryptocurrencies - across 126 countries and 87,000+ billers. No converting to local currency first.
Pay almost any bill, straight from crypto
Use your crypto to pay for credit cards, utilities, top-ups, insurance and more - no need to convert to local currency first. Just choose the country, choose the biller, pick your cryptocurrency from 100+ options, and click to pay. It is simple, fast and borderless.
From American Express, Chase, Capital One and MBNA to auto loans, utilities, internet, electric, water, city councils and parking tickets - plus hospitals, dental care, insurance, real estate and property fees - you can settle it with crypto.
Blockchain gas fees apply, paid directly to the network. Our 120+ country support is available in the Zypto App; selected countries are also supported on zypto.com.
What you can pay for
Pay with 100+ cryptocurrencies
Pay a bill in three steps
Find your biller
Search the country your biller is in, then the company name. 87,000+ billers across 126 countries.
Enter billing info
Add the billing details and choose which cryptocurrency you want to pay with.
Click to pay
Zypto Pay handles the rest. Crypto bill payments are completed within 48 hours.
Self-custodial throughout
Your keys stay on your device. Every payment is signed locally - Zypto never holds your funds.
Fast and borderless
No bank account, no currency conversion up front. Pay from your wallet wherever you are.
87,000+ billers
Credit cards, utilities, insurance, loans and thousands of brands, across 126 countries.
100+ cryptocurrencies
Pay with BTC, ETH, XRP, USDC and 100+ more - swap in-app first if you need to.
One wallet, every kind of payment
Bill pay is one of many things Zypto does with your balance.
Spend with a Crypto Visa card
Use crypto for real-world spending wherever Visa is accepted.
Crypto cardsBuy gift cards
Thousands of cards from the brands you use, paid in crypto.
Gift cardsTop up any phone
800+ operators across 170+ countries, in seconds.
Mobile top-upsPay people, home or abroad
Send stablecoins to local payment networks in seconds.
Pay anyoneUSDC to cash
Cash in and out of USDC at MoneyGram locations worldwide.
USDC to cashHold every chain
One multichain wallet for 24,000+ assets.
Multichain walletFrom the Zypto blog
Bill pay FAQs
Can I pay bills with crypto?
Yes. Zypto lets you pay 87,000+ billers across 126 countries with Bitcoin, Ethereum, XRP, USDC and 100+ other cryptocurrencies - directly from your non-custodial wallet.
Can I pay my credit cards with crypto?
Yes. You can pay major credit cards including American Express, Chase, Capital One and MBNA, plus auto loans, using crypto through Zypto Pay.
Is paying your bills with crypto safe?
Zypto is non-custodial, so your keys never leave your device and every payment is signed locally. Bill payments are processed by the Zypto Pay system and completed within 48 hours.
Can you pay for anything with crypto?
You can pay a huge range of billers - utilities, internet, electric, water, councils, parking, hospitals, dental, insurance, real estate and thousands of brands - wherever those billers are supported.
How can I pay bills with Bitcoin?
Open the Zypto App, choose your country and biller, enter the billing details, then select Bitcoin as your payment method and confirm. The payment completes within 48 hours.
Can I pay bills with Ethereum?
Yes. Ethereum (ETH) is one of 100+ supported cryptocurrencies for bill payment in the Zypto App.
